Bank Manager Small Business

Pat Hernandez
604 Harmony Lane
Pleasantville, CA 94588
(925) 555-1234

OBJECTIVE

Banking Management Position

PROFESSIONAL PROFILE

Small business lending/business market executive offering background in finance and branch-banking operations. Consistently achieve positive results in an ever-changing business environment. Proven track record of maximizing new business opportunities, retaining an existing account base, and consistently achieving corporate financial performance goals. Demonstrated success in leading teams during company reorganizations and rightsizing activities. Motivational management style. Computer literate. Working knowledge of Microsoft Office products.

ACCOMPLISHMENTS

• Conversion Project Manager - January 2000. Responsible for manual conversion of 2000 relationships from Union Bank to First Farmers Bank. Set-up operational procedures for conversions. Met with each customer and relationship manager for actual account conversion. Project to be completed by end of 1st quarter 2001.
• Business Banking Group - Target market $5M and under in revenues with credit needs up to $250K. Worked directly with banking centers for leads and opportunities. Responsible for educating banking centers on business products.

EMPLOYMENT HISTORY

First Farmers Bank, Dekalb, Illinois
2000 - Present
Relationship Manager
Managed a portfolio of 90 customers consisting of borrowing and non-borrowing relationships with market of up to $6M in annual revenues, credit needs of $1M in loans and lines, $1M in real estate and $1M in deposits.

First Farmers Bank, Dekalb, Illinois
1994 - 2000
Small Business Lending/Business Market Executive
Small Business Credit underwriting responsibilities in Mt. Kishwalkee branch in addition to other responsibilities.

First Farmers Bank, Dekalb, Illinois
1989 - 1994
Business Services Divisional Assistant
Responsibilities included servicing of Business Banking customers for Commercial Banking group. Set-up of cash management products (lock box, sweep ZBA), Cash concentration merchant services, problem solving loan documentation, and wire transfer set up.

First Farmers Bank, Dekalb, Illinois
1986 - 1989
Teller, Personal Banker, Commercial Loan Assistant

RELATED TRAINING/AFFILIATIONS

First Local Bank, Detroit, Michigan
1998
Completed commercial credit training workshop

EDUCATION

University of Detroit, Detroit, Michigan
1985
Bachelor of Business Administration - Concentration: Finance

PRWRA Pat Chapman - CareerPro-Naperville, Inc. - http://www.career2day.com