Credit Reporting Analyst

Robin Saunders
604 Harmony Lane
Pleasantville, CA 94588
(925) 555-1234

SUMMARY

Over 12 years of experience in banking and finance. Dependable and conscientious recent MBA graduate who is attentive to detail and produces quality work. Ambitious team player who enjoyed increasing responsibility levels during NationsBank/Huntington Bank career.

Aggressively sought MBA degree by attending program full time. Special concentration in Management and Quality tracks. Previous entrepreneurial experience as 6 year owner and business manager of small business. Ready and eager to assume management training duties in Finance Department.

SKILLS AND ACCOMPLISHMENTS

Analytical and Detail-oriented
• Conducted analytical procedures on financial data, spread financial data and tax returns, and calculated financial ratios to determine compliance
• Researched media sources such as Wall Street Journal to gather external data on large corporate borrowers

Cash Management
• Provided service and help for 50 Cash Management Program accounts pertaining to setup, wire transfers, disbursement of funds to accounts

Customer Service
• Resolved 10-15 customer problems per day due to changing corporate customer requirements and product limitations

Trustworthy
• Created brand new position as Credit Associate to provide continuity and attention to detail in monitoring loans >$500,000

Credit Policies
• Prepared Credit Review Committee meeting minutes and compiled essential reports for senior management

Reports
• Significantly refined, improved, and regimented reports used by loan officers and senior management to determine when borrowers were out of compliance

Accounting
• Completed Accounting I and Principles of Banking through American Institute of Banking (AIB)
• Mastered Financial Accounting for Managers, Management Accounting and Control (Cost Accounting), Financial Management, and Investments during MBA program

New Accounts
• Wrote procedures, communicated, and corresponded with new statewide accounts to set up customized account profiles and requirements

Team Approach
• Developed franchise business plan with MBA program teammates. Led marketing segment of plan, identifying market need, completing segment analysis, and preparing report for actual client

Budget & Financial Statements
• Grew small business to profitable status and managed operations as Business Manager. Developed annual budget, administered payroll, administered banking, coordinated mailing, did purchasing, and developed advertising and public relations strategies

Management
• Hired, trained, and managed 4 employees in addition to teaching 20 one-hour classes per week
• Managed all aspects of annual and quarterly art shows: secured facility, sold advertising, contracted with artists, and created program

Presentations
• Earned designation as Competent Toastmaster (CTM) after creating and delivering a number of successful oral presentations

Office Management
• Coordinated physical move of entire banking department with minimal downtime: directed movers and utilities, developed floor plan and requirements, and notified employees about plans and progress

Decision Making
• Thoroughly interpreted and made recommendations regarding financial position of borrowers

Total Quality Management (TQM)
• Completed special concentration TQM track as part of MBA, including Foundations of TQM, Quality Implementation, Operations Management and Quality Enhancement, and Advanced Quality Management

Leadership
• Voted "Educational Vice President" of Barnett Toastmasters due to strong organizational skills and trustworthiness

Problem Solving
• Created system for loan officers to monitor financial loan covenants through design and implementation of standard compliance reports

Computer Literate
• Competent in Microsoft Word and Excel 97, Lotus 1-2-3, Ami Pro, WinFast, WordPerfect. Familiar with Paradox and Word Pro

PERFORMANCE REVIEW EXCERPTS

Very meticulous
Meets deadlines
Makes sound decisions
Maintains excellent documentation
Easily met the targets
Reports are readable and to the point
Proactive in obtaining what is needed
Able to serve as a resource to credit analysts
Very high standards regarding the accuracy of work
Does a good job recognizing unclear requirements and obtaining clarification
Demonstrated increased confidence in completing assignments that are not always "routine"

PROFESSIONAL EXPERIENCE

HUNTINGTON BANK (formerly NationsBank), TAMPA, FLORIDA
1984 - 2000
Credit Reporting Analyst, Credit Policy Administration

2000
Credit Reporting Analyst, Credit Policy Administration

1989 - 1999
Account Coordinator, Corporate Cash Management

1987 - 1989
Administrative Assistant to Senior Vice President and Branch Manager

MAJESTIC ART GALLERY, BRANDON, FLORIDA
1980 - 1986
Founder, Co-owner and Business Manager

EDUCATION

UNIVERSITY OF TAMPA, TAMPA, FLORIDA
M.B.A.

UNIVERSITY OF SOUTH FLORIDA, TAMPA, FLORIDA
B.A.

CONNECTICUT COLLEGE, NEW LONDON, CONNECTICUT
2 YEARS

SPRINGFIELD HIGH SCHOOL, SPRINGFIELD, DELAWARE
HIGH SCHOOL

PRWRA Gail Frank - Frankly Speaking - Tampa, FL 33626 - http://www.callfranklyspeaking.com - gailfrank@post.harvard.edu - (813) 926-1353 - (813) 926-1092 fax